What is the primary goal of malpractice insurance for RCPs?

The primary goal of malpractice insurance for respiratory care practitioners (RCPs) is to provide protection against liability. This type of insurance is designed to protect healthcare professionals from legal claims arising from actions taken while providing care. If a patient alleges that they were harmed due to negligence or misconduct by an RCP, malpractice insurance helps cover the legal costs associated with defending against those claims, as well as any settlements or judgments that may arise if the RCP is found liable.

This protection is critical in the healthcare field, where practitioners face significant risks due to the nature of their work, which can involve complex treatments and interactions with vulnerable patients. The existence of malpractice insurance allows RCPs to practice with confidence, knowing they have a safety net in place to manage potential legal challenges that could otherwise jeopardize their career and finances.

While other options refer to aspects that may be relevant in a broader business context—like losses from equipment failures, income guarantees, or business growth—they do not encapsulate the primary function of malpractice insurance. Its essential focus remains on liability protection in the practice of respiratory care.